HSBC Purchase Plus credit card benefits

• 0% interest on balance transfers for up to 16 months and 0% interest on purchases for up to 18 months, then 24.9% APR variable. A 3.49% fee applies per balance transferred, minimum £5.
• Receive instant spend notifications in the HSBC UK mobile app and stay in control of your finances.
• 24/7 worldwide assistance should your card get lost or stolen.
• Get discounts from well-known brands around the world with HSBC's home&Away rewards programme.
• No annual fee for the Purchase Plus Credit Card.
• You can use your HSBC credit card in all countries and regions supported by the Visa and Mastercard networks.
• All HSBC credit cards are contactless and can be used with a digital wallet.
• You can check your eligibility for the HSBC Credit Card with Creditec. Below this, you'll also be able to review similar credit cards that you are eligible for, so you can make sure the credit card you choose is the right one for you.

Repayment details

Interest, default charges and any payment protection insurance premium plus 1% of the principal, or 2.5% of the balance or £5 whichever is highest, or your statement balance if less than £5.

Representative example

When you spend £1,200 at a purchase rate of 24.9% (variable) p.a., your representative rate is 24.9% APR (variable). You might get different interest rates and promotional periods to any shown here, because these depend on your circumstances. 0% interest on balance transfers for 16 months and 0% interest on purchases for 18 months.